| 1. |
Complete and sign 3 or 4 page residential loan application Form
1003 and attached loan info sheet, credit authorization and fair
lending notice. Page 4 of the application is a continuation page
in case you need additional space for your assets or liabilities.
If you make a mistake while filling out the application cross
it out, and make a change. Do NOT use white out. |
| 2. |
If you are salaried: provide two years W-2 and one month
of paystubs OR if you are self-employed:
provide two years tax returns and a YTD profit and loss statement. |
| 3. |
If you own rental property, please provide rental agreements
and two years tax returns. |
| 4. |
If you wish to speed up the approval process, please also provide
three months bank statements for each bank, stock and mutual fund
account. |
| 5. |
Provide recent copies of any stock brokerage or IRA/401K accounts
that you may have. |
| 6. |
If you are requesting a cash out refinance please provide a
letter explaining what you plan to do with the proceeds. |
| 7. |
Provide copy of divorce decree if applicable. |
| 8. |
If you are NOT a US citizen provide us with a copy of your green
card (front & back), or if you are NOT a permanent resident
provide us with your H-1 or L-1 visa. |
